Savings Account Rates - Search for the Best Savings Rates and Money Market Rates

Compare savings account rates and money market account rates in a list below. We search for interest rates from many banks and show the best savings account and money market account rates. These money market account and savings accounts are all FDIC insured or NCUA insured up to $250,000 per depositor.

Savings Rates Updated Sat Dec 14, 2019


Vio Bank Savings RatesVio Bank savings rates are now the best savings rate available on our rate list since the new increase. Current savings rates from Vio Bank are at 2.49 percent with an APY of 2.52 percent. To give you a little perspective on how good Vio Bank’s savings rate is, the current FDIC national average savings rate is only 0.09 percent. They have a minimum opening deposit of only $100 for the Vio Bank’s High Yield Online Savings account. To get the best deal on a savings account, compare other online rates with Vio Bank’s savings rate.

Author: admin
September 5th, 2019
Posted in: Savings Rates

Western State Bank Money Market Rates - Best Rate AlertWestern State Bank money market rates are now the best money market rates available on our rate list. Western State Bank recently increased their money market rate to a new high for 2019. Current money market rates at Western State Bank are at 2.47 percent with an APY of 2.50 percent. The old money market rate was 0.25 percent lower at 2.23 percent with an APY of 2.25 percent.

Besides offering the best money market rate on our rate list, Western State Bank also offers several other variable deposit rates accounts. The most interesting account is Western State Bank Treasury Money Market Account. You will have to call Western State Bank to get the current money market rate but the account features are listed below.

Western State Bank Treasury Money Market Account

  • Interest compounded and paid monthly
  • Minimum balance $1,000
  • $10 monthly fee if minimum balance is not maintained
  • Automatic ATM fee reimbursement
  • Six transfers and/or withdrawals per calendar month as per federal regulations
  • Free Western Cash or Western Cash & Check Card
  • Free TeleBank
  • Free Direct Deposit
  • Free Online Banking
  • Free Mobile Banking
  • Free Standard Bill Pay
  • Free Identity Theft Protection

To get the best deal see how other bank’s money market rates compare with Western State Bank money market rates.

Author: admin
February 13th, 2019
Posted in: Savings Rates

Money Market Rates at MemoryBank IncreasedMoney market rates at MemoryBank were increased yesterday and are now one of the highest money market rates around. MemoryBank money market rates were upped from 2.27 percent with an APY of 2.30 percent to 2.37 percent with an APY of 2.40 percent. There is no minimum deposit to open a money market account at MemoryBank. Below you see how rates from other banks compare with money market rates at MemoryBank.

Author: admin
January 10th, 2019
Posted in: Savings Rates

HSBC Bank Direct Savings RatesHSBC Bank Direct savings rate was increased overnight and is now one of the highest savings account rates available. HSBC Direct savings rates is now at 2.20 percent with an APY of 2.22 percent. The old savings rates at HSBC Direct was 2.03 percent with an APY of 2.05 percent. See how savings rates today compare with HSBC savings rates to get the best deal.

Author: admin
January 8th, 2019
Posted in: Savings Rates

Best Money Market Accounts of 2019 TIAA BankTIAA Bank money market accounts are one of the best money market accounts around for both the rate and account benefits. Today’s money market rates on TIAA Bank’s Yield Pledge Money Market Account is at 2.13 percent with an APY of 2.15 percent. This money market rate from TIAA Bank is a 1 year promotional money rate. After the 1 year promo rate period, the money market rate falls into tiered rates.

Money market rates fall to 1.90 percent on account balances from $100,000 to $10 million. The rate falls to 1.70 percent on account balances of $50,000 to $99,999.99. 1.60 percent on balances between $25,000 – $49,999.99. 1.15 percent on balances between $10,000 – $24,999.99 and 1.10 percent on balances between $0 – $9,999.99.

TIAA Bank Yield Pledge Money Market Account Highlights

  • Yields in the top 5% of Competitive Accounts, always
  • No monthly account fee
  • Mobile check deposits
  • IRA eligible
  • $5,000 minimum to open
  • Up to $15 reimbursement on ATM Fees for monthly account balances of at least $5,000
  • Overdraft transfer fee $0
  • Cashier’s check $10
  • Non-Sufficient Funds (NSF) fee $30 – This fee applies to all overdrafts, except those created by Visa® Debit Card or ATM card. This fee is limited to 2 per day per account.
  • Returned deposited item fee $10 per declined item deposited into your account. $0 For New York or Vermont residents.
  • Stop payment fee $25 per item to stop payment for up to 6 months.
  • Account closing fee – $0
  • ACH/EFT transaction out, with our assistance $0
  • Mobile/Online check deposit $0
  • Replacement Visa® Debit Card $0
  • Uncollected item fee $30

See how TIAA Bank Yield Pledge Money Market Account rates and features compare with other money market accounts to get the best deal today.

Author: admin
January 7th, 2019
Posted in: Savings Rates

Savings & MMA Rates

Find the best savings account rates from banks and credit unions. You can get the highest savings rates and money market rates by searching our savings/MMA database. Whether you’re looking for regular savings rates, IRA savings rates, money market rates you can find the best rates at RatesORama.com. You can also find a list of CD rates by searching for the highest CD rates in your state. In addition to deposit accounts you can also search and compare mortgage rates today from many different lenders using our mortgage rates lists.

Regular Savings Accounts

Regular savings accounts at banks and credit unions can be opened with as little as a $1 deposit. Some banks and credit unions have higher opening savings account balances.

Jumbo Savings Accounts

Jumbo savings accounts pay higher interest rates than regular savings accounts. Jumbo savings interest rates are higher because they require a higher minimum deposit to open an account.

Bank Savings Rates & MMA Rates

When you are searching for the best savings rates and MMA rates you can start your search at local banks. You can also search for the highest savings yields and MMA yields at national banks. Savings accounts at banks are insured the Federal Deposit Insurance Corporation (FDIC) for up to $250,000.

Credit Union Savings Rates & MMA Rates

When you are searching for the highest credit union interest rates you can start your search at local credit unions. Some credit unions allow you to open a share savings account regardless of where you live in the United States so don’t limit your search to local credit unions. Savings accounts at credit unions are insured the National Credit Union Administration (NCUA) for up to $250,000.



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