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Savings Account Rates - Search for the Best Savings Rates and Money Market RatesCompare savings account rates and money market account rates in a list below. We search for interest rates from many banks and show the best savings account and money market account rates. These money market account and savings accounts are all FDIC insured or NCUA insured up to $250,000 per depositor. Savings Rates Updated Sat Sep 30, 2023
Best Savings Rates and Money Market RatesBank
Product
APY
Min Deposit
Disclosures
Sponsored
iGobanking.com
48 Month CD
4.75%
$1000
NO
Synchrony Bank
24 Month CD
4.40%
$1
NO
Ally Bank
Member FDIC
60 Month CD
4.10%
$5000
NO
Synchrony Bank
48 Month CD
4.00%
$1
NO
Merrill Lynch
Savings
3.54%
$1
NO
Dollar Savings Direct
12 Month CD
3.50%
$1000
NO
Ameriprise National Trust Bank
Savings
3.25%
$10000
NO
iGobanking.com
24 Month CD
3.20%
$1000
NO
USAA Federal Savings Bank
24 Month CD
3.00%
$1000
NO
VirtualBank
3 Month CD
2.94%
$10000
NO
EmigrantDirect
60 Month CD
2.75%
$1000
NO
Giantbank.com
24 Month CD
2.53%
$2500
NO
Citibank
36 Month CD
2.50%
$10000
NO
Citibank
48 Month CD
2.50%
$10000
NO
Salem Five Direct
36 Month CD
2.00%
$10000
NO
Giantbank.com
3 Month CD
1.77%
$2500
NO
iGobanking.com
Savings
1.50%
$1
NO
AloStar Bank of Commerce
12 Month CD
1.25%
$500
NO
AloStar Bank of Commerce
6 Month CD
0.75%
$500
NO
Raymond James Bank
Savings
0.45%
$2500
NO
OneWest Bank
9 Month CD
0.15%
$5000
NO
OneWest Bank
3 Month CD
0.10%
$5000
NO
USAA Federal Savings Bank
3 Month CD
0.05%
$1000
NO
Charles Schwab Bank
12 Month CD
0.03%
$10000
NO
USAA Federal Savings Bank
Savings
0.01%
$10000
NO
Deposit and Retirement Products:
APY’s – Annual Percentage Yields - are based on the highest APY offered for the given deposit amount and below. Rates are subject to change without notice. "Min. Balance" represents the minimum amount to obtain the APY. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. These offers do not represent all deposit accounts available.
Besides offering the best money market rate on our rate list, Western State Bank also offers several other variable deposit rates accounts. The most interesting account is Western State Bank Treasury Money Market Account. You will have to call Western State Bank to get the current money market rate but the account features are listed below. Western State Bank Treasury Money Market Account
To get the best deal see how other bank’s money market rates compare with Western State Bank money market rates.
Money market rates fall to 1.90 percent on account balances from $100,000 to $10 million. The rate falls to 1.70 percent on account balances of $50,000 to $99,999.99. 1.60 percent on balances between $25,000 – $49,999.99. 1.15 percent on balances between $10,000 – $24,999.99 and 1.10 percent on balances between $0 – $9,999.99. TIAA Bank Yield Pledge Money Market Account Highlights
See how TIAA Bank Yield Pledge Money Market Account rates and features compare with other money market accounts to get the best deal today. Savings & MMA RatesFind the best savings account rates from banks and credit unions. You can get the highest savings rates and money market rates by searching our savings/MMA database. Whether you’re looking for regular savings rates, IRA savings rates, money market rates you can find the best rates at RatesORama.com. You can also find a list of CD rates by searching for the highest CD rates in your state. In addition to deposit accounts you can also search and compare mortgage rates today from many different lenders using our mortgage rates lists. Regular Savings AccountsRegular savings accounts at banks and credit unions can be opened with as little as a $1 deposit. Some banks and credit unions have higher opening savings account balances. Jumbo Savings AccountsJumbo savings accounts pay higher interest rates than regular savings accounts. Jumbo savings interest rates are higher because they require a higher minimum deposit to open an account. Bank Savings Rates & MMA RatesWhen you are searching for the best savings rates and MMA rates you can start your search at local banks. You can also search for the highest savings yields and MMA yields at national banks. Savings accounts at banks are insured the Federal Deposit Insurance Corporation (FDIC) for up to $250,000. Credit Union Savings Rates & MMA RatesWhen you are searching for the highest credit union interest rates you can start your search at local credit unions. Some credit unions allow you to open a share savings account regardless of where you live in the United States so don’t limit your search to local credit unions. Savings accounts at credit unions are insured the National Credit Union Administration (NCUA) for up to $250,000. Savings Rates By State
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Idaho
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Montana
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Rhode Island
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Vio Bank Savings RatesWestern State Bank Money Market Rates – Best Rate AlertMoney Market Rates at MemoryBank IncreasedHSBC Bank Direct Savings RatesBest Money Market Accounts of 2019 TIAA BankFirst Internet Bank of Indiana – New Savings RatesBest Money Market Rates Online January 2019Synchrony Bank Savings Rates | More Bang for Your BuckDiscover Bank Savings Account RateBarclays Savings Account RateSantander Premier Plus Money Market Savings RatesMoney Market Rates in FloridaSavings Rates in CaliforniaSavings Rates in ConnecticutMoney Market Rates in MichiganMoney Market Rates at VirtualBankCIBC Bank USA Savings Rate – Best Rate AlertSallie Mae Money Market RatesWells Fargo Savings RatesReview of Discover Savings Rates |
Vio Bank savings rates are now the best savings rate available on our rate list since the new increase. Current savings rates from Vio Bank are at 2.49 percent with an APY of 2.52 percent. To give you a little perspective on how good Vio Bank’s savings rate is, the current FDIC national average savings rate is only 0.09 percent. They have a minimum opening deposit of only $100 for the Vio Bank’s High Yield Online Savings account. To get the best deal on a savings account, compare other online rates with Vio Bank’s savings rate.
Western State Bank money market rates are now the best money market rates available on our rate list. Western State Bank recently increased their money market rate to a new high for 2019. Current money market rates at Western State Bank are at 2.47 percent with an APY of 2.50 percent. The old money market rate was 0.25 percent lower at 2.23 percent with an APY of 2.25 percent.
Money market rates at MemoryBank were increased yesterday and are now one of the highest money market rates around. MemoryBank money market rates were upped from 2.27 percent with an APY of 2.30 percent to 2.37 percent with an APY of 2.40 percent. There is no minimum deposit to open a money market account at MemoryBank. Below you see how rates from other banks compare with money market rates at MemoryBank.
HSBC Bank Direct savings rate was increased overnight and is now one of the highest savings account rates available. HSBC Direct savings rates is now at 2.20 percent with an APY of 2.22 percent. The old savings rates at HSBC Direct was 2.03 percent with an APY of 2.05 percent. See how savings rates today compare with HSBC savings rates to get the best deal.
TIAA Bank money market accounts are one of the best money market accounts around for both the rate and account benefits. Today’s money market rates on TIAA Bank’s Yield Pledge Money Market Account is at 2.13 percent with an APY of 2.15 percent. This money market rate from TIAA Bank is a 1 year promotional money rate. After the 1 year promo rate period, the money market rate falls into tiered rates.